How Safe Land Investment Is

Every one gives a second thought before putting a huge amount in any kind of investment. And when it comes to land investment, it seems more serious than other investments. Many people think that investing in land is not safe and it is risky as different types of lands for sale are available and they are not well known to the different usages of the lands. If you work with proper strategy, then the out come must be a better one. Some simple but most effective ways for safe investment in land that you want to know before buying are:

1.Know all about the Land: This is very important to know about the land that you want to invest in. For example – if you are going for cheap land for sale, then try to know why the land is sold at the cheapest rate. Sometimes, people face problems as they do not find any of investing plan suitable in that land. So, you need to know what kind of business you can develop there or whether your investment is fruitful or not. Better, try to have a global view of that investment.

2.Location: Location is the main factor in investing land. If you are buying land near a developed area or where there is steady growth, then this will be an advantage for you to invest in that land. All the categories of land like: land for sale, ranch land for sale, land for real estate or whatever they are, you first prefer the land where investment can become fruitful. The land has been rising in value for years and if the location has good demand, investors can have double profit on year.

3.Don’t be a Pioneer: Many people buy land where no body invested before him. There is problem in such case because when all people are going like anything to buy land, then why that land is neglected. Do not think that you are the only one to find such a good place. Try to find out the real cause behind it.

4.Use your Common Sense and Draw Your Own Conclusions: When you go for land for sale, the sellers will try to convince you showing only the bright side of the land. They will not help you have a notice of the defects of that land. It will be you who will have to observe the possible problems that may arise in that place. Again in investing in that land, you should foresee the future retrospectives and should go ahead accordingly.

As the price of the land always increases, you may go for any kind of land for sale with proper plan to experience better profit. There is no risk in investing in land, if there is perfect idea of investment and the buyers have own effective conclusion. More over, there are many investment firms that can really help you in land purchasing and future planning on that plot.

Tumon Guam Getting The Best Investment Properties

Buying properties that involves owning a home and moving ahead of the property ladder is probably the most exciting means to ensure financial stability. There isn’t any other investment today that could offer both stability and excellent returns than that of property investment. Even though the stock market could provide high returns, it is an unstable place that could decline anytime, especially now that it is apparently underperforming. As such, many people are now turning toward property investment and considering it as the best investment vehicle that could brought about long term financial wealth.

Owning an investment property overseas has become popular than ever. As a matter of fact, many people today are cashing on in properties that would serve as getaway havens for their families, rental spaces that could help earn good returns, or an investment that they could acquire capital gains from in the future. There are many reasons why it pays to have a property investment abroad. First, you have the chance to experience reduced taxation by having your property rented and of course have a stable income out of it; second, you and your family could enjoy several weeks of vacation especially if you have several properties in different foreign locations; and of course, there are more chances for the price of your property to increase overtime, which you could take advantage of and have it up for higher resale value.

Now that you’re familiar with some of the benefits that you could gain from owning an investment property overseas, it is more likely that you would like to have your property investment started. There are many places that offer good property investment opportunities and one of the most promising today is in Guam. Guam is an island territory of the US that is located at the crossroads of Asia-Pacific countries like Korea, Japan, China, Hong Kong and Philippines. It is an island of regional economic hub because of its location, modern telecommunication and developed infrastructures.

During 2005, the governments of United States of America and Japan announced that the 8,000 marines serving in Okinawa would be relocated in Guam by 2010. Such event requires $10 billion of new construction and procurement of infrastructures that would support the expected growth of people in the island. As such, many investors from Asia, United States and other nearby countries realized the potentials of Guam in becoming one of the major destinations for investment property overseas. Accordingly, the island of Guam is now experiencing an increased rate of expansion in the field of property ownership.

Tumon of the Tamuning district is one of the best places where one could own a property in Guam since it is the island’s economic and tourist center. Tumon Guam presents several major advantages for investors, individuals and families who wish to have their properties in this location. As it is the major hub of the island, it is here where notable high rise hotels, souvenir shops, malls, and upscale boutiques can be found, making it a premier shopping destination for many foreigners as well as local citizens. It is also regarded as one of the areas in the island that has the best greenery and beaches that are all wildlife preserved.

In terms of financial services, Tumon has a full range of services that includes collections, letter credits, money transfers, automated tellers, money markets, and commercial and residential estate loans among others. Tumon also has a very competitive education, transportation and business outlook that could be credited to its US standard adherent infrastructures and information technology. Likewise, communities are well secured as seen from military presence and political stability. Apparently, Tumon Guam is indeed a good property investment location for both investors and homeowners.

Why Real Estate is Your Best Investment

Using Real Estate to Control Risks

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks dont give you this opportunity. Movements in investment real estate values are less erratic than in the stock market. Most people dont understand the economic forces influencing the market. Since real estate is less volatile, its easier to control and to understand. A real estate investment is tangible. You can touch it, youve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.

Effectively Reducing Your Taxes

Real estate ownership,especially midsize apartment buildings, continues to be the most popular form of investment because of its potential for substantial tax savings. Since you are able to actively participate in the management of real estate, the Internal Revenue Service (IRS) currently allows qualifying individuals to write off up to $25,000 per year against salary and other income. No other investment gives you this capability. In addition, you can defer paying income taxes on profits indefinitely by using tax-deferred exchanges.

Leveraging That Works

Real estate is the only major investment that gives you the ability to acquire ownership with very little money down. This degree of leveraging allows you to amplify profits by using other peoples money. The more assets you are able to control, the more opportunities you have to succeed. The degree of leverage is calculated by dividing the total purchase price of the property by the amount of funds used to purchase it. Thus, if a down payment of $10,000 plus a $90,000 loan is used to purchase a property, a 10 to 1 leverage ratio has been achieved. The greater the leverage, the more equity will increase or decrease with the change in value of the property.

Why Real Estate Investments are a “Smart” Way to Become Wealthy

Over 50 percent of the wealth of the world was in real estate in 2000. In the United States, real estate accounted for 48.2 percent of the wealth (of which residential real estate represented 36.7 percent). Equity investments (stocks) amounted to 19.3 percent and bonds 21.1 percent.

Real Estate Versus All Other Real Estate Investments

In the past 20 years, multifamily income properties have delivered the highest average total investment returns of all real estate types. With a built-in hedge against inflation, its no wonder that multifamily real estate has out-performed all other types of real estate investments with relatively low risk. Based on supply and demand over the next 10 years, residential income will out pace all other types of real estate investment. Strong demographic and financial indicators along with changing lifestyles should continue to positively influence apartment investments.

With an average unleveraged rate of return of 10.2 percent over the past 20 years, residential income property has proven to be an attractive low-risk investment. From 1990 to 2000 residential income investment provided a more consistent higher total average rate of return than all types of properties and with less variance.

Although 10.2 percent is a great rate of return, it wont get me on the dance floor. What will get me dancing is the rate of return using leverage. A rate based on a 25 percent down payment (leverage) works out to be over a 20 percent rate of return. This type of return definitely gets my feet moving.

Three Advantages Apartment Investments Have Over Other Types of Real Estate

Apartments should remain well ahead of other major property types because they are generally more stable. Three important factors account for this stability:
They are less dependent on business cycles for occupancy than any other types of real estate investments. It doesnt matter if interest rates and home prices are high or low, apartments are generally more affordable.
Apartments have shorter leases; thereby offering greater protection from inflation than the long-term leases associated with other properties. That is, rents can be negotiated more frequently.
The pool of tenants is much greater for apartments than other types of properties. This ensures a more consistent occupancy than industrial and commercial properties, which usually have only a few tenants to choose from.

The Building Size That Gives You the Greatest Profit Potential

When investing in apartment complexes, try to find the right building size that makes the best use of your time and gives you the greatest profit potential. Single-family houses and small apartment units do not always work because of the competition and property management problems. Managing property on a day-to-day basis may not be for you. You could spend just as much time on a four-unit building as on a 40-unit complex and not make nearly as much money. In fact, because owners of smaller properties usually become emotionally attached to their property, you tend to spend more time with them telling them that they made the right move. Larger units are the domain of the institutional investors, and you cant compete with their availability of funds. After making many property transactions, you may find, as we did, that mid-size apartment buildings are the right niche.

APARTMENTS-THE COMING BONANZA FOR YOU

Supply and demand play an important role in residential income property value. The demand for rental property is increasing because the number of people entering the rental market is increasing steadily each year. At the same time, construction costs, stricter zoning ordinances, and environmental factors are limiting the new construction of residential income property. Together, these trends bode well for investing in residential income property.

Because the 1997 tax act allows joint owners to exempt capital gains of $500,000, more and more people are selling their homes, saving their money, and moving into rental property. It is estimated that the demand for rentals is likely to increase over 10 percent during the next 10years. Residential income property offers one of the best protections against inflation. In fact, a study reported by the Journal of Financial Economics found that residential real estate is the only investment that offers a complete hedge against both anticipated and unanticipated inflation.

People always need the three basics-food, clothing, and shelter. As the population grows, the need for shelter grows along with it. The hedge against inflation with residential rentals is greater because, unlike long-term commercial leases, they are generally on a month-to-month basis. As prices increase, apartment owners can increase rents more rapidly with month-to-month leases than commercial owners who have long-term leases.

Low-rise developments or garden apartments, midsize apartment buildings, in suburban communities account for more of the buying and selling transactions than luxury apartments (which have a much smaller market). Seven out of ten millionaires made their money in real estate. Shelter is not only vital, but its often the greatest part of a persons net worth.

A midsize apartment is one type of investment that is a source of security and stability. Every investment has peaks and valleys, including rental real estate. But over the long-term, it always comes out on top. The key is knowing the right time to buy and sell. That is the golden rule in investing. This book will give you the knowledge you need to invest at the right time and right place.

REAL ESTATE: THE SHOCK ABSORBER

Real estate generally outperforms equities because of its higher yields, greater price stability, and downside protection even in a recession. When stock markets are down, real estate holds value and produces a positive return. Real estate is less prone to booms and busts than in the past. Residential income-producing real estate is now stronger than it has been in many years.

SUMMARY

Since apartment investments can be seen and touched and are not an abstract form of ownership evidenced by a piece of paper-they are investor friendly. People can identify with doors and windows, bedrooms and bathrooms, and floors and roofs. They dont feel that the market is being manipulated by programmed buying and selling. They feel they have control over their investments.

Shelter is one of the basic necessities of life. You cant comfortably sleep on gold, silver, or stock certificates, but you can stay warm and dry with a roof over your head. There will always be a need for housing. And midsized apartments fit the bill.

Is It Possible To Achieve Growth On Student Property Investments

There are several factors that have fuelled the student property fire that we find ourselves in today. An increased demand from residential developers, coupled with a shortage of land, means that prices are rising sharply.

Developers and investors interest has been piqued by the increased competition for suitable student housing. Despite the UK undergraduate population reaching record highs in 2013, it is estimated that only around 13% of students have access to purpose built accommodation.

Increased profit margins

Investing in student property is a great way to earn extra money, or to introduce some variety into an investor”s housing portfolio.
Despite increased tuition fees the student accommodation market continues to rise, and competition for the nicest and most convenient locations is fierce.
According to the NUS (National Union of Students), the price of student property has risen 100% over the past ten years.

From an investment stand point this is a very intriguing figure, as rental increases mean more profit.
Especially since the commercial housing market has been somewhat stagnated and unstable during the recession, it is student property that has remained a positive business investment and one of the only property sectors that has reported continual growth.

Tapping into supply and demand

“The typical student property investment is achieving 8% Net Income per annum,” says Arran Kerkvliet, Investment Director at One Touch Property.
Take Liverpool “” one of the North West”s hot spots for university demand “” where 70,000 students come to study every year.

The price of inner-city student property has progressively risen; in 2011 a student pod would be on the market for 42,500, now in 2014 that price has risen to 57,000. This results in a steady increase over three years.
When deciding on an area of the housing market to invest, it is noted that student property investment is one of the safest commercial ventures that you can participate in.

Successful long term property investment is achieved by intertwining rental income and capital growth. Student housing accomplishes this, and it can be recognised by the general additional equity that the accommodation provides, as well as the property steadily rising in value.

Is it all good news?

With 19,000 more undergraduates applying to university than last year, the student property market may seem like a sure thing,
The problems that some landlords tend to run into are general maintenance costs, as student properties do require a fair amount of redecoration and upgrading.

Also, any newly built accommodation that is closer to the university will have an effect an investor”s rental income, meaning that typically prices can go down as well as up.
This fluctuation can be realised and managed by employing an experienced property broker, especially one that specialises in student housing.
One Touch Property aim to connect developers and investors with locations that have the most opportunity for growth. Areas like Brighton and Leicester, which are full of students and yet are undeveloped when it comes to suitable student accommodation to house them all.

Growth on investment

There are several steps an investor can take to ensure that their student property investment continues to give then the best return.
Many landlords choose tenants that are students from overseas and postgraduates “” mainly because they rent the property for the whole year. Some property-owners do still charge rent for 52 weeks, even when the house is empty and the students have returned home.

It is imperative to remember that the closer that the student investment property is to the university, the higher and more secure any long term rent will be. This is also ideal for the preservation of capital, as it would be difficult to purchase property that is any closer in proximity.

This ensures that even if competing units were to become available, they would be further away from the university “” therefore increasing the probability that the student property would be the first one to be rented and therefore increasing the probability of capital growth.

Stock Investment for Beginners

Stock investment is a career, hobby or tool that is not easily accessible to everyone. It can be very risky and can cost you a lot of money if you don’t know anything about handling a portfolio and applying a working strategy in your investing activities. For the new investor, it is a business that will require a lot of skills and knowledge in order to be successful. Serious business it may be, but it certainly is one that will earn you a generous amount of money if you pursue it with the right information and smart decision-making.

Research the investment type that you want to trade –

It is necessary to learn more about the securities that you wish to invest in. As it can be a factor that can contribute to your success in the stock market, gaining valuable information regarding the investment types that you can pursue will be of great help in your undertaking as a novice in stock market dealings. With so many tools and resources available to you, both online and offline, there is no excuse for not doing proper research before you make any decisions. From guides, books, seminars, training courses, newsletters, reputable websites, audio courses, podcasts and much more, you have access to more information than ever to help you decide what type of investment is right for you.

Look for a working strategy that you can employ in trading –

Beginning stock investing requires careful evaluation of your options. You have to be certain that what you are doing is right and that it will help you reap the rewards of your undertaking. The easiest way to achieve this is to apply an investment strategy that you have cautiously analyzed.

A working strategy can be the key to the outcomes of your stock market transactions. You will be able to come up with one if you will take the time to research the market including all the factors that affect its movement. Though there is no certainty as to the markets predictability, knowledge about how it tends to vary depending on its various determinants shall help you employ the most applicable technique for your investments. With careful stuffy, you will be able to earn great returns with your stock market dealings.

Stock investment for beginners can be very lucrative, but you have to understand that it is not easy to take part in and should not be taken lightly. Before you jump in, don’t be afraid to get help from professionals, it may be a decision that saves you a load of money.

Understanding the most important investment concepts

It’s always good to have at least a basic foundation of fundamental investment knowledge whether you’re a beginner to investing or working with a professional financial advisor. The reason is simple: You are likely to be more comfortable in investing your money if you understand the lingo and basic principles of investing. Combining the basics with what you want to get out of your investment strategy, you will be empowered to make financial decisions yourself more confidently and also be more engaged and interactive with your financial advisor.

Below are a few basic principles that you should be able to understand and apply when you are looking to potentially invest your money or evaluate an investment opportunity. You’ll find that the most important points pertaining to investing are quite logical and require just good common sense. The first step is to make the decision to start investing. If you’ve never invested your money, you’re probably not comfortable with make any investment decisions or moves in the market because you have little or no experience. It’s always difficult to find somewhere to begin. Even if you find a trusted financial advisor, it is still worth your time to educate yourself, so you can participate in the process of investing your money and so that you may be able to ask good questions. The more you understand the reasons behind the advice you’re getting, the more comfortable you will be with the direction you’ve chosen.

Don’t be intimidated by the financial lingo
If you turn on the tv to some financial network, don’t worry that you can’t understand the financial professionals right away. A lot of what they say can actually boil down to simple financial concepts. Make sure you ask your financial advisor the questions that concern you so you become more comfortable when investing.

IRAs are containers to hold investments-they aren’t investments themselves
The first area of confusions that most new investors get confused about is around their retirement vehicles and plans that they may have. If an investor has an individual retirement accounts (IRA), a 401(k) plan from work, or any other retirement-type plan at work, you should understand the differences between all the accounts you have and the actual investments you have within those accounts. Your IRA or 401(k) is just a container that houses your investments that brings with it some tax-advantages.

Understand stocks and bonds
Almost every portfolio contains these kinds of asset classes.

If you buy a stock in a company, you are buying a share of the company’s earnings. You become a shareholder and an owner at the same time of the company. This simply means that you have equity in the company and the company’s future – ready to go up and down with the company’s ups and downs. If the company is doing well, then your shares will be doing well and increase in value. If the company is not doing well or fails, then you can lose value in your investment.

If you buy bonds, you become a creditor of the company. You are simply lending money to the company. So you don’t become a shareholder or owner of the company/bond-issuer. If the company fails, then you will lose the amount of your loan to the company. However, the risk of losing your investment to bondholder is less then the risk to owners/shareholders. The reasoning behind this is that to stay in business and have access to funds to finance future expansion or growth, the company must have a good credit rating. Furthermore, the law protects a company’s bondholders over its shareholders if the company goes bankrupt.

Stocks are considered to be equity investments, because they give the investor an equity stake in the company, while bonds are referred to as fixed-income investments or debt instruments. A mutual fund, for instance, can invest in any number or combination of stocks and bonds.

Don’t put all your eggs in one basket
An important investment principle of all is not to invest all or most of your money into one investment.

Include multiple and varying types of investments in your portfolio. There are many asset classes such as stocks, bonds, precious metals, commodities, art, real estate, and so on. Cash, in fact, is also an asset class. It includes currency, cash alternatives, and money-market instruments. Individual asset classes are also broken down into more precise investments such as small company stocks, large company stocks, or bonds issued by municipalities, or bonds issued by the U.S. Treasury.

The various asset classes go up and down at different times and at different speeds. The purpose of a diversified portfolio is to mitigate the ups and downs by smoothing out the volatility in a portfolio. If some investments are losing value at some particular period, others will be increasing in value at the same time. So the overarching objective is to make sure that the gainers offset the losers, which may minimize the impact of overall losses in your portfolio from any single investment. The goal that you will have with your financial advisor is to help find the right balance between the asset classes in your portfolio given your investment objectives, risk tolerance, and investment time horizon. This process is commonly referred to as asset allocation.

As mentioned earlier, each asset class can be internally diversified further with investment options within that class. For example, if you decide to invest in a financial company, but are worried that you may lose your money by putting everything into one single company, consider making investments into other companies ( Company A, Company B, and Company C) rather than putting all your eggs in one basket. Even though diversification alone doesn’t guarantee that you will make a profit or ensure that you won’t lose value in your portfolio, it can still help you manage the amount of risk you are taking or are willing to take.

Recognize the tradeoff between an investment’s risk and return
Risk is generally looked at as the possibility of losing money from your investments. Return is looked at as the reward you receive for making the investment. Returns can be found by measuring the increase in value of your investment from your original investment principal.

There is a relationship between risk and reward in finance. If you have a low risk-tolerance, then you will take on less risk when investing, which will result in a lower possible return at any given time, relatively. The highest risk investment will offer the chance to make high returns.

Between the taking on the highest risk and the lowest risk, most investors seek to find the right balance of risk and returns that he/she feels comfortable with. So, if someone advises you to get in on an investment that has a high return and it is risk-free, then it may be too good to be true.

Understand the difference between investing for growth and investing for income
Once you make the decision to invest, you may want to consider whether the objective of your portfolio is have it increase in value by growing overtime, or is it to produce a fixed income stream for you to supplement your current income, or is it maybe a combination of the two?

Based on your decision, you will either target growth oriented investments or income oriented ones. U.S. Treasury bills, for instance, provide a regular income stream for investors through regular interest payments, and the value of your initial principal tends to be more stable and secure as opposed to a bond issued by a new software company. Likewise, an equity investment in a larger company such as an IBM is generally less risky than a new company. Furthermore, IBM may provide dividends every quarter to their investors which can be used as an income stream as well. Typically, newer companies reinvest any income back into the business to make it grow. However, if a new company becomes successful, then the value of your equities in that company may grow at a much higher rate than an established company. This increase is typically referred to as capital appreciation.

Whether you are looking for growth, income, or both, your decision will fully depend on your individual financial and investment objectives and needs. And, each type may play its own part in your portfolio.

Understand the power of compounding on your investment returns
Compounding is an important investment principle. When you reinvest any dividends or other investment returns, you begin to earn returns on your past returns.

Consider a simple example of a plain bank certificate of deposit (CD) that is rolled over to a new CD including its past returns each time it matures. Interest that is earned over the lifetime of the CD becomes part of the next period’s sum on which interest is assessed on. At the beginning, when you initially invest your money compounding may seem like only a little snowball; however, as time goes by, that little snowball gets larger because of interest compounding upon interest. This helps your portfolio grow much faster.

You don’t have to go at it alone
Your Financial Advisor can give you the investment guidance that you need so that you don’t have to stop yourself from investing in the market because you feel like you don’t know enough yet. Knowing the basic financial principles, having good common sense, and having your Financial Advisor guide you along the way can help you start evaluating investment opportunities for your portfolio and help get you closer toward achieving your financial goals.

Create Amazing Positive Cash Flow With Real Estate Investment Clubs

You could make lots of money in real estate investment in all sorts of areas. You just need the right support, information, and motivation. You can find these things in a real estate investment club. Across the country investment club participants join to:

meet like-minded people

get information about investment decision methods

acquire advice on obtainable homes

become accustomed to legal guidelines

recognize current market fads and the way to make money from them

exchange information regarding providers of home enhancements and expert services

receive counsel from lawyers and fiscal experts

gain knowledge from visitor lecturers

secure a supporting number of similar-minded people with popular ambitions

Real estate property investment groups have been thriving ever since the 1990s. That’s when The National Real Estate Investors Association was created. In 2002 they reported 44 productive associated groups. By 2008 that number had jumped to over 230 groups.

Recognize the true aim of any investment group you think about signing up for. Go to several group meetings before you decide to fork out fees. Inquire about the club creators and with their reasons for establishing the club. Do they wish to make investments and discover things collectively, or do they need to promote their goods? Discover who the club members are and how they work. Consider whether or not the things they provide satisfy your objectives.

Networking with other investors is really crucial. Your results in property investing generally is dependent upon the people you draw investment advice from.

Through networking you can arrange your potential buyers, acquire financing for a home sale, as well as get lucrative bargains within your current market. Some club members may be looking to offer homes to buy at low cost. You might find this profitable. Should you have homes on the market, you could discover prospects through your team. The majority of the clubgoers have funds and they are trying to invest in exceptional offers.

You can expand your venture swiftly when you collaborate with investment groups and property investors. You’ll be able to tackle opportunities you might have in any other case struggled to handle by yourself. Work with same-minded women and men to generate much more profit.

Your group ought to offer the right path to many good results. Within your neighborhood investment group you will probably discover people who do whatever you do. These people will reduce your learning curve significantly. They will show you the things that work inside your market as well as the probable stumbling blocks to protect yourself from. They can tell you how to acquire appropriate deals, when to close out when you’ve had a home on the market, and how to have the suitable authorities helping you.

In case you can’t locate a group you desire in the area, you could possibly contemplate starting up a brand new investment club. You’ll be able to determine the main focus in the club and look to appeal to same-minded people. You’ll need to get in touch with those who have skills in various areas. They’d be individuals who could be inspired to get or supply information about real estate investment. You’ll want to figure out which specialists you want to talk at the group meetings. A local investment club that you could look into is the New Orleans Real Estate Investors Association.

Investment Banking Services To Simplify Wealth Management

Sequoia Presidential Yacht is a field of banking that aids individuals, companies or governments in raising capital. In commercial banking, the institution collects deposits from clients and gives direct loans to businesses and individuals. Unlike commercial banks and retail banks, investment banks do not take deposits. From 1933 (Glass-Steagall Act) until 1999 (Gramm-Leach-Bliley Act), there remained a strict separation maintained involving the two varieties of banking within the United States. Since 1999 that practice has moved to a environment whereby commercial banks might also participate inside investment banking side. Other industrialized countries, including G8 countries, have historically not maintained this type of separation.

Would have to an analyst choose for the way to leave investment banking about the whole and a lot of attain their experience might be leveraged to consider into positions that will be normally require more experience. After all, many analysts wrack up double several from the average workforce and must be effective their work with an intensity level that’s truly one with the highest inside the company world.

So I may not expect everybody to sit down back and do nothing about it. I think that the actions were fairly justified. Now would this stay forever? We would have to watch and find out. Now if you look on the nature with the regulation which is happening, it is all around, making banks safer and also it’s around being sure that what banks can do with depositors money is limited to safer activities; meaning that you simply cant do some in the stuffs that got us into trouble in just a commercial bank, you therefore need different licence – a merchant banking licence.

Earlier, you talked about the central bank and AMCONs efforts in resolving the banking crisis. But since the crisis was resolved, there may be the insinuation that the Nigerian banking marketplace is over-regulated, when compared with its peers around the continent. Do you support such a view?

Many individuals don’t discover success off from the investment of 1 stock but from your successful portfolio which helps in diversifying their investments. When new traders invest solely in markets just like the Futures trading or Forex trading system theyre greatly restricting their potential of success and leaving no avenue outside of these investments inside the case your investment won’t produce the required results.

As second-year MBA students chatter at cocktail parties, one with the major topics of discussion is who landed investment banking offers. Although the reputation of investment banking has taken a beating following a 2008 economic crisis, corporate finance efforts are still a terrific way to achieve valuable business experience and earn a handsome paycheck.

During previous economic downturns the regular stance was that cash was king. If stock markets and property prices were choppy, simply keep your money inside bank. There was never any doubt on the safety of that money. However the entire world we are now living in has changed. As a UK saver you might be now only protected for 50k in each bank. If the bank goes under, you could lose money. A ridiculous notion 10 in the past but very realistic now. Indeed for all those who invested into Icesave a few of years back, they eventually got lucky and were repaid by the UK Government. The Treasury were convinced they’d be reimbursed by the Icelandic Government but the money never came. Such a future failure may now fall on deaf ears.

Understanding how these models work and also the theory behind them will help you answer a lot in the technical questions that may get thrown at you within an interview. Know the capital asset pricing model (CAPM) and how to calculate the weighted average expense of capital (WACC). Know how to un-lever a beta.

Nagpur A Lucrative Property Investment Destination

Nagpur, famous for its oranges, has successfully emerged as the hub of real estate. The success can be attributed to the over all commercial and residential development of the city. Nagpur, only a milestone behind Mumbai, has attracted and established medium to heavy industry, IT , ITeS and BPO sector to the city. The city has a load of advantages in its favour. Nagpur is one of the most central cities, with abundance of affordable land and labour, which works out in favour of most companies to set up a unit in the city.
In the past 5 years, IT, ITeS and the BPO sector have made inroads in to the city with companies like Satyam, Hexaware, TCS, and WIPRO setting up their facilities in the city. Besides, the Special Economic Zone will host companies in various sectors in the state. One of the most pronounced investments in the city includes that of Boeings USD 100 million maintenance, repair and overhaul base for Asia. This project will lead to a number of job opportunities, talent movement to the state and thus residential development around the site of the project.
The Airport
One of the most talked about projects, the Airport, is the largest economic development project underway in India. The project brought along industry and real estate interest to the city. The projects attempt to make Nagpur, one of the most central locations in India into a cargo hub with the development of the Cargo airport. The project integrates road and rail connectivity. Project consists of two parts namely International airport to act as a cargo hub and a Special Economic Zone with residential zone covering a total area of 40.25 sq. km on the southern end of Nagpur. Spread over 3310 hectares, the MIHAN project will utilize 1200 hectares exclusively for the airport. Since the launch of the project in 2006 there has been extensive commercial and residential development in the city. This also led to a surge in prices in the real estate in the city.
Residential Property in Nagpur
Once a dormant city, Nagpur has made good progress with Malls sprawling up and city coming alive, day and night. Dhantoli, Wardha, Marathahalli, Shankar Nagar and Amravati Road, Manish Nagar have seen extensive residential development and command good rates. The city has not only seen development in the city areas but has also expanded in the north, east and west.
The city has seen massive push in prices owing to the rising demand. Civil Lines remains the citys premium residential neighbourhood, fetching highest rates
Not only that, the city is seeing development integrated townships. as there is abundance of supply there are builders booking large pieces of land. Satyam Group and Sahara Group have shown interest in developing such projects, while DLF has undertaken to develop the SEZ Park in the city and aims at generating over 50000 jobs in the city.

Some of the local builders that have undertaken residential projects include Hindustan Builders, Nikunj Builders (P) Ltd, Roshni Developers and Shewalkar Developers Ltd.
Commercial development in Nagpur
Sky rocketing prices in the commercial real estate sector is the talk of the town in the city. Some of the most intriguing deals at the highest prices include the sale of land by The Maharashtra Airport Development Company (MADC) at Rs. 80 lakh an acre. Within the city the prices are even higher. Even at this price the demand has been steadily moving up with absorption around 50-60%. The logistics park has attracted investment may times over the original investment.
8 million sqft of space in Nagpur is covered with shopping malls. Matching the needs of the residential development and increasing need for sophisticated shopping formats, WHC Road, Itwari and Dharampeth have seen high class retail development. Also, the citys shopping needs are met by markets in Sitabuldi, Sadar, Central Avenue, and Gandhi Baug. There are also another 6-8 shopping malls planned in the city to come up in the by the end of this financial year. These are expected to be located in Grain market in Wardhman Nagar, Jaripatka, Netaji Market and Water Works Department in Sitabuldi, Gokulpeth Market and Pachpoli Flyover near Kamal Square.
Investors in the city

NRIs have shown a special interest in the city, as it is one of the most lucrative tier II city in India. Also, a lot of people who moved out of city to the metros can now plan and move back to the city. This category looks at real estate with high interest.

How to invest

It is easy to find out about the city through the internet. One of the easiest ways is to log onto any site and find about the builders and brokers in the city and contact them through the site. As currently the supply is good, once the first steps are taken finalizing the property will not be much of a hassle.

Nagpur is in its most attractive phases right now and will continue to be the hotspot for coming few years.

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